Hacienda Alta and Rancho del Paso

The Lake Chapala Area

WHY LAKE CHAPALA?

Are you tired of cold winters, hot-humid summers and high taxes? Are you considering retirement in Mexico? If so, you might want to consider the handful of towns on the north shore of Lake Chapala.

Commonly referred to as just Lake Chapala or Lakeside, these quiet communities are in an area where you really can stretch your retirement income and find a comfortable lifestyle on about half of what it costs to live in the United States. You have probably heard about this place and wondered if it's somewhere you could live. Many gringos do. In fact, the largest contingent of expatriates in the world, roughly 15,000, live in the Lake Chapala area, and the majority of these folks are originally from the U.S. and Canada. Life here is mellow, but there is plenty to do, and the coast (Puerto Vallarta) is only 4 hours away by car.

Yes, the climate is mild (summer may be the best time to visit when the rains come early in the day, clear out by noon, and leave the area clean and green), and there are banks, restaurants, hotels, boating clubs and almost everything else you will find at home (almost).  But there is still a lot of Old Mexico to be found.  It is not a resort area, and that must be kept in mind, it is a place to live---very nicely. Intrigued? Consider these facts:

Lake Chapala offers:

A lower cost-of-living (generally 1/2 of that in the U.S.)

Very low property taxes, no income tax

Cool lake breezes

High quality medical care

Plentiful recreation, from golf to book clubs

Beautiful scenery, tropical vegetation and Lake views

Easy air access to the United States

English-speaking residents and a strong expatriate network

Lake Chapala, located 30 miles south of Guadalajara, is Mexico's largest lake, roughly 55 miles long and 15 miles wide. This area was settled by a Spanish priest in the early 1500s, and it became known as an expatriate retirement spot shortly after WWII. Today, Lake Chapala beckons to retirees, artists and craftsmen.

Several small towns make up the area surrounding the Lake. Ajijic, a town of about 5,000 people, is the area's centerpiece. Cobblestone streets and spectacular gardens hidden behind hand-carved wooden gates and colorful walls contribute to its charm. This is where most gringos choose to live, and although it is a laid-back place, there's nightlife, lots of restaurants and adequate shopping (for serious shopping, Guadalajara, just a short taxi or bus ride away, you'll find Walmart, Costco, Target, Home Depot, plus local stores of all variety). English is spoken by many locals, making adapting to this new home easier than in other parts of Mexico. Some books and guides will tell you that it's possible for a couple to live on $1200 a month in Mexico, and we suppose that is true if corners are cuts and sacrifices are made. We have found, however, that $3,000 per couple is about what one would need for a comfortable (but not elaborate) lifestyle in Chapala. It is possible to spend much more! Some average prices of goods and services:

Landline Telephone...$14/month (Most have dropped their land line and strictly go with cells)

Cell service: $20 to 40/month depending upon plan

Dental cleaning....$20 to $50

Doctor's visit and EKG....$25 to 30

Men's haircut....$6 to 8

Electricity...$15/month (if you don't use a lot)

Drinking water...$6/month

Maid for one day....$8-12

Coca-Cola (1.5 lt.)....$1.25